Economy · United States · Household debt

US household debt to GDP

66.6% in March quarter 2026, compared with 69.9% in December quarter 2025.

Quarterly · % of GDP · Lowest since at least 2005 · Updated 12 hrs ago

Range, past 10 years52-week and 10-year range The lowest and highest values over a period, with a marker for where the latest value sits between them. Learn more: 66.6% Mar qtr 202680.0% Dec qtr 2020
Over 3 monthsYear on year, month on month, quarter on quarter How a figure compares with the same period a year earlier (y/y), or with the period just before (m/m, q/q). Year-on-year removes seasonal swings; shorter comparisons show turning points sooner. Learn more: −3.3 ptsfrom 69.9%
Over 12 monthsPercentage points and basis points The difference between two percentages. A rate rising from 4.00% to 4.25% is up 0.25 percentage points, or 25 basis points; it is not up 0.25%. Learn more: −1.3 ptsfrom 67.8%
Long-run averageLong-run average The average of every reading in the series' history. A rough guide to what is normal, though economies change and some series never return to their old average. Learn more: 82.7%since 2005
Against its historyPercentile against history Where the latest reading ranks among every reading since the series began. The 90th percentile means it is higher than 90% of past readings. Learn more: 0thpercentile: higher than 0% of readings since 2005

HistorySeasonally adjusted A figure with the regular calendar pattern removed (Christmas, school holidays, harvests), so one month can be compared fairly with the next. Learn more

% of GDP, quarterly

66.068.070.072.0Mar qtr 2024Mar qtr 2025Mar qtr 2026

Show the data

The latest 9 readings in this range.

US household debt as a share of the economy, compiled by the Bank for International Settlements.

High household debt makes an economy more sensitive to interest rates.