Economy · United States · Household debt

US household mortgage debt

US$14.01 tn in June quarter 2026, compared with US$13.86 tn in March quarter 2026.

Quarterly · US$ trillion · US$13.60 tn a year earlier · Updated 12 hrs ago

Range, past 10 years52-week and 10-year range The lowest and highest values over a period, with a marker for where the latest value sits between them. Learn more: US$9.50 tn Jun qtr 2016US$14.01 tn Jun qtr 2026
Over 3 monthsYear on year, month on month, quarter on quarter How a figure compares with the same period a year earlier (y/y), or with the period just before (m/m, q/q). Year-on-year removes seasonal swings; shorter comparisons show turning points sooner. Learn more: +1.1%from US$13.86 tn
Over 12 monthsPercentage points and basis points The difference between two percentages. A rate rising from 4.00% to 4.25% is up 0.25 percentage points, or 25 basis points; it is not up 0.25%. Learn more: +3.0%from US$13.60 tn
Long-run averageLong-run average The average of every reading in the series' history. A rough guide to what is normal, though economies change and some series never return to their old average. Learn more: US$9.52 tnsince 1999
Against its historyPercentile against history Where the latest reading ranks among every reading since the series began. The 90th percentile means it is higher than 90% of past readings. Learn more: 100thpercentile: higher than 100% of readings since 1999

HistorySeasonally adjusted A figure with the regular calendar pattern removed (Christmas, school holidays, harvests), so one month can be compared fairly with the next. Learn more

US$ trillion, quarterly

2.55.07.510.012.515.0Mar qtr 1999Dec qtr 2012Jun qtr 2026

Show the data

The latest 24 readings in this range.

Mortgage debt on one-to-four-family homes owed by US households and non-profits.

The largest part of US household debt, and the part most exposed to house prices.